Personal Loans for Life’s Biggest Moments

Get the Cash You Need, When You Need It

Sometimes, life throws surprises your way—and that’s where a personal loan can help. With a simple application process and a team that’s always on your side, we’re here to make borrowing easy.

Plus, you can manage your loan anytime with our free online banking and mobile app. Check your balance, make payments, and stay on top of your finances with ease.

Need a Different Option?

If you’re not sure you’ll qualify for a personal loan, consider our Credit Builder loans. These secured loans are designed to help you build or rebuild your credit while giving you access to the cash you need.
Your Questions, Answered

Personal Loan FAQs

Borrow smarter with answers to common personal loan questions.

What’s the difference between a secured and unsecured loan?

Most personal loans are unsecured, meaning you don’t need to put up collateral like your house or car. A secured Credit Builder loan might be a better fit if you’re building credit. Our team will review your details and guide you to the best option.

Almost anything! Many people use personal loans to consolidate high-interest debt, cover emergency expenses, or make big purchases like a new appliance or computer.

Personal loans are great for set amounts with low, fixed rates—perfect for major expenses. Credit cards work better for small or ongoing purchases you can pay off quickly.

Plan Smarter, MAKE INFORMED DECISIONS

Personal Loan Calculators

Crunch the numbers to help see what’s right for your budget and needs.

See how quickly you can pay off debt on your personal loan.

Estimate monthly payments on your loan and plan your budget.

Compare options to simplify and save on debt repayment.

Discover Banking Built to Help You Thrive

As your local not-for-profit financial institution, we aim to deliver better rates, fewer fees, and helpful service every step of the way.