FREE MEANS FREE—NO STRINGS ATTACHED

Spend Smarter with a Free Checking Account

A happy, older Black couple smile while looking at their phone.

You shouldn’t have to pay to use your money. That’s why we offer a no-hassle checking account that’s always free, easy to use, and packed with handy perks and features.

How old do you have to be to get a checking account?

You can open a checking account at age 16 with a parent, grandparent or guardian. Otherwise, you can open a checking account by yourself at age 18.

How to open your checking account

You can open your checking account online in just a couple of minutes. Or, visit one of our branches during regular business hours for in-person service. You’ll want to make sure you have:

More Checking Perks and Benefits

Protect yourself with Courtesy Pay—overdraft protection for unexpected expenses when funds are low.

Get access to more than 300,000 surcharge-free ATMs through MoneyPass.

Use online banking or our mobile app to check balances, make transfers, pay bills and more.

Need to order checks?

Please stop by and see us in branch or place your order online!

Banking Built to Help You Thrive

As your local not-for-profit financial institution, we aim to deliver better rates, fewer fees, and helpful service every step of the way.