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membership eligibility

Who Can Join Cotton Belt Federal Credit Union

When you join Cotton Belt FCU, you become an owner, with an equal voice and vote in how our credit union is run. Our credit union membership includes:

  • Anyone who lives, works, worships or attends school in Jefferson, Lonoke, Cleveland or Lincoln County
  • Employees and students of the University of Arkansas at Pine Bluff (UAPB)
  • Members of the Cotton Belt Historical Society
  • Family members of Cotton Belt FCU members (such as spouses, grandparents, stepchildren, etc.)
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fast and easy

How to Join Cotton Belt Federal Credit Union

Open your account online in just a few minutes. Or, visit one of our branches for helpful in-person service. You'll need:

  • A valid government-issued ID
  • Your Social Security number or ITIN
  • Proof of address (such as a utility bill)
  • At least $5 for your savings account
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"Great organization led and ran by great people. Totally recommend!"

Chris R.

your credit union for life

Once a Member, Always a Member

Once you become a member of Cotton Belt FCU, you can keep your membership for life. Even if you move away or change jobs, you're still a member, with access to the same great rates, fewer fees, and honest service you deserve.

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