Loan & Account Rates
Rates last updated 7/16/2026. For any questions or if you need help applying, please contact our team. We're here for you!
| Deposit Accounts | APY* |
|---|---|
| Regular Share Savings | 0.15% |
| Christmas Club | 0.15% |
| Individual Retirement Account (IRA) | 1.00% |
| 3-Month Share Certificate | 1.00% |
| 6-Month Share Certificate | 1.75% |
| 12-Month Share Certificate | 3.00% |
| 18-Month Share Certificate | 3.25% |
| 24-Month Share Certificate | 2.74% |
Ready to Open Your Account?
You can open your new savings account or certificate online in just a few minutes. It's fast, easy and secure!
| Type of Loan | APR** as low as |
|---|---|
| Personal Loan | 9.95% |
| Credit Builder Loan | 10.00% |
| Auto Loans (model years 2022 and newer) | 5.29% |
| Auto Loans (model years 2017-2021) | 5.99% |
| Auto Loans (model years 2016 and older) | 6.99% |
| Recreational Vehicle Loans (model years 2022 and newer) | 6.49% |
| Recreational Vehicle Loans (model years 2021 and older) | 6.99% |
| Mortgages and Home Equity | Rates change daily; please contact us for rates |
Apply for Your Loan Now
Interested in a personal loan, auto loan or recreational vehicle loan? You can apply now with our easy online form. Our team will review your application right away and be in touch with next steps.
For home loans, you can get started with our mortgage application hub.
*APY=annual percentage yield. Share Certificates require a minimum balance of $500 to open. Share Certificates compound Monthly. Share Certificates are subject to a penalty for early withdrawal. Share Savings, Christmas Clubs and IRA Accounts compound quarterly.
**APR= annual percentage rate. Rates shown here are our lowest rates. Your actual rate may vary based on loan amount, term, creditworthiness and other factors. All auto loans are subject to 90 Days Deferred Payment. Recreational Vehicles are defined but not limited to Boats, RV’s, Motorhomes, Campers, Tractors, ATV’s, UTV’s, Motorcycles, Utility Trailers, Lawn Equipment, Personal Watercraft and Golf Carts. GAP Insurance and Mechanical Warranties are available for auto and recreational vehicle loans. Credit Life and Credit Disability Insurance are available for for most term loans. Ask a loan officer for more details.
RATES ARE SUBJECT TO CHANGE WITH NOTICE