Member Updates

Arkansas AM&N College FCU Merger: What You Need to Know

On June 30, 2026, Arkansas AM&N College Federal Credit Union officially became part of Cotton Belt Federal Credit Union. We’re honored to welcome you to the family, and we’re here to answer any questions you have along the way.

At a Glance

Arkansas AM&N College FCU members are now members of Cotton Belt FCU, with full access to our products and services, including our branches in Pine Bluff and White Hall.

  • For AM&N FCU members, your loan details stay the same. Same rate, same balance, same remaining term.
  • For current Cotton Belt FCU members, nothing changes.

A Note From Greg

To Arkansas AM&N College Federal Credit Union members, welcome to Cotton Belt Federal Credit Union! With 90 years of service in Pine Bluff and the surrounding areas, we're committed to supporting you as a full-service financial institution. Below, you'll find answers to common questions about your accounts, rates, branches, and available products and services. If you don't see what you're looking for, please reach out. Our team is here to help.
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Greg Hutchins
President & CEO, Cotton Belt Federal Credit Union

The Basics

What happened to Arkansas AM&N College Federal Credit Union?

Arkansas AM&N College Federal Credit Union merged with Cotton Belt Federal Credit Union on June 30, 2026. Your accounts have transferred and you're now a full Cotton Belt member with access to both of our branches and all of our products and services.

When did this take effect?

The merger became official on June 30, 2026.

Were Arkansas AM&N College Federal Credit Union members notified of the merger?

Yes. AM&N members voted on this merger on May 5, 2026 and approved it 92 to 3.

When were members notified of this merger?

Members were notified ahead of the May 5, 2026 vote, and a question and answer session was held at that meeting. If you haven't already, you'll also receive a formal welcome letter in the mail with your new account information.

Why Cotton Belt Federal Credit Union?

Cotton Belt Federal Credit Union has proudly served Pine Bluff and the surrounding areas for 90 years. We're a full-service financial institution committed to our members and our community, and we're honored that AM&N members chose us to continue that legacy together.

Your Accounts & Rates

Will my loan stay the same?

Yes. Your loan balance, interest rate, and remaining term all carry over exactly as they were. Nothing changes.

Will my savings account stay the same?

Your savings account and balance have transferred to Cotton Belt. Your savings rate will now follow Cotton Belt's current rates, which differ from what you had with AM&N. To get your specific new rate, please call us at 870.535.6365 (Pine Bluff) or 870.247.2181 (White Hall). Our rates aren't listed online, so our team can give you the most accurate, up-to-date information.

Will my account numbers change?

If you had accounts at both AM&N and Cotton Belt, your existing Cotton Belt account/member number will be used for everything going forward, there's no need for a new one. If AM&N was your only account, you'll be assigned a new Cotton Belt account/member number as part of this transition. Your welcome letter will include your account information along with instructions on how to enroll in our electronic services. If you have questions, please call us at If you have questions, please call us at 870.535.6365 (Pine Bluff) or 870.247.2181 (White Hall).

Is my money insured?

Yes. Cotton Belt Federal Credit Union is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.

Branch Access

Is the Arkansas AM&N College FCU branch still open?

The AM&N branch has closed as part of the merger. You're welcome at either of our two full-service locations.

Where can I find a Cotton Belt FCU branch?

Pine Bluff: 1703 River Pines Blvd, Pine Bluff, AR 71601 · 870.535.6365
White Hall: 8540 Highway 270, White Hall, AR 71602 · 870.247.2181
Toll-free: 888.249.1940

What are Cotton Belt FCU branch hours?

Monday, Tuesday, Thursday: 8 AM to 4 PM
Wednesday: 9 AM to 4 PM
Friday: 8 AM to 5 PM
Saturday and Sunday: Closed

New Products & Digital Banking

What products do I now have access to?

As a Cotton Belt member, you now have access to our full range of checking, savings, mortgage, and loan products. You can explore everything available to you on our website.

How do I open a checking account?

You can open a free checking account online in minutes, or stop into either branch and our team will help you get set up. A checking account comes with a debit card and access to online and mobile banking. Questions? Call 870.535.6365.

How do I enroll in online banking and the mobile app?

Enroll in online banking and manage your money anytime, anywhere. Please note that you must enroll in online banking via a desktop computer or by stopping into a branch location. Once enrolled, you can manage your accounts, transfer funds, send money with Zelle, deposit checks, and more, right from your phone.

Questions & Support

Who do I contact with questions?

Our Member Service Representatives are here to help. Call us at 870.535.6365 (Pine Bluff), 870.247.2181 (White Hall), or toll-free at 888.249.1940. You're also welcome to stop into either branch.

What if something doesn't look right with my account after the transition?

Please give us a call right away at 870.535.6365 (Pine Bluff) or 870.247.2181 (White Hall). We're committed to making sure everything is transferred correctly and we'll work quickly to resolve any issues.

Stay Connected

How can I get the latest news from Cotton Belt FCU?

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Do You Have More Questions?

Get in touch with our team. We’re here to help! Give us a call or stop by a branch today.

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